Personal Banking

 
 

NON-INTEREST BEARING PERSONAL CHECKING ACCOUNTS

Account Name
Minimum balance to open the account
Fee if balance falls below the minimum any day of the cycle
Fees
Account Provisions
Go Green Checking
$100.00
If falls below $100 or account provisions not met, $7.00 monthly fee No Monthly Fees if $100 balance and reoccurring Direct Deposit. $50.00 fee if closed within first 6 months of opening. Must have reoccurring Direct Deposit. Estatements required.
Basic Checking
$100.00

If balance falls below $400.00, $5.00 monthly fee

15¢ for each check written in excess of 30 during a statement cycle. $50.00 fee if closed within first 6 months of opening.
N/A
Student Checking
$100.00
If balance falls below $100.00, $4.00 monthly fee
15¢ for each check written in excess of 30 during a statement cycle. Free eStatement. $3.00 fee for paper statement. $50.00 fee if closed within first 6 months of opening.
Must be enrolled full time in a primary or secondary education program. Proof of student status, date of birth, name of school and anticipated graduation date required. Account will revert to a Basic Checking on anticipated graduation date.
Golden Age
$100.00
N/A No Monthly Fees. $50.00 fee if closed within first 6 months of opening. Must be 65 or older.

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INTEREST BEARING PERSONAL CHECKING ACCOUNTS*

Account Name
Minimum balance to open the account
Fee if balance falls below the minimum any day of the cycle
Fees
Account Provisions
Homeowners Choice
$100.00
See Account Provisions
Entitles Mortgage Loan Customers to No Monthly Fees. See Account Provisions. Free eStatement. $3.00 fee for paper statement. $50.00 fee if closed within first 6 months of opening.
Mortgage Account Required. If no mortgage or if mortgage is paid off, a service charge of $6.00 will be imposed every statement cycle if the balance in the account falls below $550.00 any day of the cycle.
NOW Account
$1,000.00
$6.00 monthly fee
if balance falls below $550.00
15¢ for each check written in excess of 30 during a statement cycle. $50.00 fee if closed within first 6 months of opening.
N/A
Prestige Checking
$1,000.00
$10.00 monthly fee
if balance falls below $2,500.00
20¢ for each check written in excess of 20 during a statement cycle. $50.00 fee if closed within first 6 months of opening.
N/A
Classic Insured Money Market
$2,500.00
$25.00 monthly fee
if balance falls below $1,000.00
An $8.00 fee will be charged for an excess of 6 transactions per statement cycle. Per item fee of $8.00 for each check written under $250.00. $50.00 fee if closed within first 6 months of opening.
Transfers to another account or to third parties by preauthorized, automatic or telephone transfer are limited to six per month. Cannot be tied to an ATM or Debit Card.
*The annual percentage yields are included in the Rate Chart. The interest rate and annual percentage yield may change at any time. Interest is compounded monthly and will be credited monthly. If the account is closed before interest is credited you will not receive the accrued interest.

 
 

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