Website Terms of Use
Welcome to the public website of Municipal Bank (“we”, “us”, or “our”). By accessing, browsing, or using this website, you acknowledge that you have read, understood, and expressly agree to be bound by these Terms of Use and all applicable federal and state banking laws and regulations. If you do not agree to these terms, you must immediately discontinue your use of this platform.
1. Permitted Use & Prohibited System Exploitation
This platform is provided exclusively to deliver institutional information regarding our financial products, interest rates, location data, and pathways to access secure transaction systems. You agree to use this site strictly for personal, non-commercial purposes.
To protect our infrastructure and customer data matrices, the following activities are strictly prohibited:
- Executing automated data collection, scraping, indexing, framing, spidering, or mining operations on any page or subdirectory of this domain.
- Utilizing commercial bots, artificial intelligence agents, or automated scripts to monitor, clone, or copy content or system parameters.
- Injecting malicious software, cross-site scripting (XSS) payloads, logic bombs, or unapproved data packages into website submission forms.
- Attempting to probe, scan, or breach the network parameters, firewalls, or vulnerability defenses of this platform.
2. Secure Contact Forms Disclaimer
Any details or messages submitted using our website contact forms are processed through our site’s database layer. Visitors are strongly urged never to send sensitive data—such as account numbers, social security numbers, online banking passwords, or personal identification numbers (PINs)—via standard website contact forms. Access to the site’s backend database and form entries is heavily regulated using high-security passwords and Multi-Factor Authentication (MFA), restricted entirely to authorized bank administrators.
3. Secure Third-Party Banking Portals Disclaimer
Our core transactional interfaces—including online banking logins, commercial business portals, and mobile app APIs—are managed and operated by independent core processing technology vendors (e.g., Fiserv). While we collaborate closely with our technology partners to verify network security layers, Municipal Bank cannot be held legally liable for intermittent third-party service interruptions, communication line failures, or system dropouts originating within vendor-managed banking environments.
4. External Reference Links Disclaimer
For your programmatic convenience, this site contains links to outside online resources, including financial calculators, credit bureaus, regulatory agencies, and educational utilities. A link to a third-party website does not constitute an institutional endorsement or a guarantee of their statements. Outside platforms operate under completely independent data collection models. We recommend reviewing the unique privacy and terms documentation of any external link you open.
5. Intellectual Property Protections
All structural components visible on this domain—including logos, tailored financial copywriting, graphic assets, interface arrangements, typography layouts, and interactive calculators—are protected by trademark and copyright rules. No assets may be copied, retransmitted, or cloned without explicit written permission from our executive operations team.
6. Limitations of Liability & Warranty Exclusions
This public platform is provided on an “as-is” and “as-available” basis without representations of any kind. While we make every attempt to ensure product listings and loan percentage indicators remain current, we cannot guarantee error-free server executions. Municipal Bank explicitly disclaims all liability for direct or indirect operational damages resulting from server access issues or web device compatibility issues.
7. Governing Jurisdiction & Venue
These Terms of Use are legally bound by and interpreted according to the laws of the State of Illinois, without regard to conflict of law principles. Any legal actions or arbitration proceedings arising from the use of this digital infrastructure must be filed strictly in the state or federal courts holding jurisdiction over Kankakee County, Illinois.
8. Contact Information
If you have any operational questions regarding the terms of use governing this platform, you can reach out directly via our compliance channel:
Municipal Bank
PO Box 146
Bourbonnais, IL 60914
Email: mobilebanking@municipalbank.com
Phone: 815-935-8000