Whether you’re opening your first account or looking for added convenience, Municipal Bank has a checking account that’s right for you. With a debit card and easy-to-use digital banking tools, including online banking, mobile banking, mobile deposit, and bill pay, your money is always within reach.
Stop by any branch to open an account or learn more.
Non-Interest Bearing Account Options
*All checking accounts subject to $50 early close fee if closed within first 6 months.
*Go Green Checking
Minimum opening deposit: $100.00
$7 monthly service charge waived with $100.00 daily minimum balance
Reoccurring direct deposit and eNotifications are required to avoid a $5 monthly paper statement fee
*Basic Checking
Minimum opening deposit: $400.00
$5 monthly service charge waived with $400.00 daily minimum balance
15¢ for each check written in excess of 30 per statement cycle
*Student Checking
Minimum opening deposit: $100.00
$4 monthly service charge waived with $100.00 daily minimum balance
eNotifications are required to avoid a $5 monthly paper statement fee
15¢ for each check written in excess of 30 per statement cycle
*Golden Age Checking
Must be 65 years or better
Minimum opening deposit: $100.00
No monthly service fee
Interest Bearing Account Options
*All checking accounts subject to $50 early close fee if closed within first 6 months.
*Homeowner’s Choice
Minimum opening deposit: $100.00
Existing mortgage customers enjoy no monthly fees
eNotifications are required to avoid a $5 monthly paper statement fee.
Non-mortgage customers: $6 monthly service charge waived with $550.00 daily minimum balance
*Now Account
Minimum opening deposit: $1,000.00
$6 monthly service charge waived with $550.00 daily minimum balance
15¢ for each check written in excess of 30 per statement cycle
*Prestige Checking
Minimum opening deposit: $2,500.00
$10 monthly service charge waived with $2,500.00 daily minimum balance
20¢ for each check written in excess of 20 per statement cycle
Personal Checking Rates
*APY- Annual Percentage Yield. Rates subject to change at anytime without notice.
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