Personal Checking Accounts

Checking That Fits Your Lifestyle

Municipal Bank offers a variety of checking accounts to fit your individual needs. To enhance your banking experience and to provide you with easy, convenient access to your money, we offer debit cards, online and mobile banking, mobile deposit, and bill payment.

To open an account or learn more, stop by any branch.

Non-Interest Bearing Account Options

*All checking accounts subject to $50 early close fee if closed within first 6 months.

Interest Bearing Account Options

*All checking accounts subject to $50 early close fee if closed within first 6 months.

Personal Checking Rates

Homeowner's Choice

  • $1,000+ Balance
    0.02% Interest Rate / 0.02% APY*

Now Account

  • 0.05% Interest Rate / 0.05% APY*

Prestige Checking

  • $5,000-$29,999.99 Balance
    0.02% Interest Rate / 0.02% APY*
  • $30,000-$74,999.99 Balance
    0.04% Interest Rate / 0.04% APY*
  • $75,000-$99,999.99 Balance
    0.12% Interest Rate / 0.12% APY*
  • $100,000+ Balance
    0.16% Interest Rate / 0.16% APY*

Classic Insured Money Market

  • $2,500-$24,999.99 Balance
    0.02% Interest Rate / 0.02% APY*
  • $25,000-$74,999.99 Balance
    0.06% Interest Rate / 0.06% APY*
  • $75,000-$149,999.99 Balance
    0.16% Interest Rate / 0.16% APY*
  • $150,000+ Balance
    0.19% Interest Rate / 0.19% APY*

* APY – Annual Percentage Yield. Rates subject to change at anytime without notice. Interest on checking accounts compounds monthly.

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