COMMUNITY REINVESTMENT ACT NOTICE
Under the Illinois Community Reinvestment Act(ILCRA), the Secretary of the Department of Financial and Professional Regulation (Secretary) evaluates our record of helping to meet the credit needs of this community consistent with safe and sound operations. The Secretary also takes this record into account when deciding on certain applications submittedby us.
Your involvement is encouraged.
You are entitled to certain information about our operations and our performance under the ILCRA, including, for example, information about our branches, such as their location and services provided at them; the public section of our most recent ILCRA Performance Evaluation, prepared by the Secretary; and comments received from the public relating to our performance in helping to meet community credit needs, as well as our responses to those comments. You may review this information today.
At least 30 days before the beginning of each quarter, the Secretary publishes a list of the banks that are scheduled forILCRA examination in that quarter. This list is available from the Secretary at 320 West Washington Street, 3rd Floor Springfield, IL 62786 and 555 West Monroe Street, Suite 500 Chicago, IL 60661. You may send written comments about our performance in helping to meet community credit needs to President of Municipal Bank, 720 Main Street NW, Bourbonnais, IL 60914 and Secretary. You may also submit comments electronically through the Department's Web site at https://idfpr.illinois.gov/admin/cra.html.Your letter, together with any response by us, will be considered by the Secretary in evaluating our ILCRA performance and may be made public.
You may ask to look at any comments received by the Secretary. You may also request from the Secretary an announcement of our applications covered by the ILCRA filed with the Secretary.
FDIC Community Reinvestment Act Notice
Under the federal Community Reinvestment Act (CRA), the Federal Deposit Insurance Corporation (FDIC) evaluates our record of helping to meet the credit needs of this community consistent with safe and sound operations. The FDIC also takes this record into account when deciding on certain applications submitted by us.
Your involvement is encouraged.
You are entitled to certain information about our operations and our performance under the CRA, including, for example, information about our branches, such as their location and services provided at them; the public section of our most recent CRA Performance Evaluation, prepared by the FDIC; and comments received from the public relating to our performance in helping to meet community credit needs, as well as our responses to those comments. You may review this information today.
If you would like to review information about our CRA performance in other communities served by us, the public file for our entire bank is available at our Main Office, located at 720 Main Street NW, Bourbonnais, IL 60914.
At least 30 days before the beginning of each quarter, the FDIC publishes anationwide list of the banks that are scheduled for CRA examination in that quarter. This list is available from the Regional Director, FDIC, Chicago Regional Office, 300 South Riverside Plaza, Suite 1700; Chicago, IL 60606. You may send written comments about our performance in helping to meet community credit needs to the President of Municipal Trust and Savings Bank, 720 Main Street N.W.; Bourbonnais, IL 60914 and FDIC Regional Director. You may also submit comments electronically through the FDIC's Web site at www.fdic.gov/regulations/cra. Your letter, together with any response by us, will be considered by the FDIC in evaluating our CRA performance and maybe made public.
You may ask to look at any comments received by the FDIC Regional Director. You may also request from the FDIC Regional Directoran announcement of our applications covered by the CRA filed with the FDIC.
