CD / IRA / Deposit Account Rates

Current CD Specials

  • 15 Month - 0.40% Interest Rate / 0.40% APY*
    $5000 Minimum Starting Deposit

Standard CD Rates

  • 90 Day- 0.05% Interest Rate / 0.05% APY*
    $2500 Minimum Starting Deposit
  • 6 Month - 0.11% Interest Rate / 0.11% APY*
    $2500 Minimum Starting Deposit
  • 12 Month - 0.20% Interest Rate / 0.20% APY*
    $1000 Minimum Starting Deposit
  • 18 Month - 0.23% Interest Rate / 0.23% APY*
    $1000 Minimum Starting Deposit
  • 24 Month - 0.28% Interest Rate / 0.28% APY*
    $1000 Minimum Starting Deposit
  • 30 Month - 0.28% Interest Rate / 0.28% APY*
    $2500 Minimum Starting Deposit
  • 36 Month - 0.40% Interest Rate / 0.40% APY*
    $1000 Minimum Starting Deposit
  • 48 Month - 0.45% Interest Rate / 0.45% APY*
    $1000 Minimum Starting Deposit
  • 60 Month - 0.60% Interest Rate / 0.60% APY*
    $1000 Minimum Starting Deposit

*APY - Annual Percentage Yield assumes rate remains the same for one year on maturities less than one year and that interest is compounded quarterly on all accounts. Automatically Renewable. Rates subject to change at any time without notice. Not valid for IRA’s. Penalty for early withdrawal, fees may reduce earnings. Maximum $500,000 deposit for New Money certificates.

Rates Valid Through 08/13/2020

Standard IRA Rates

  • 12 Month - 0.20% APY*
    $500 Minimum Starting Deposit
  • 18 Month - 0.23% APY*
    $500 Minimum Starting Deposit
  • 24 Month - 0.28% APY*
    $500 Minimum Starting Deposit
  • 30 Month - 0.28% APY*
    $500 Minimum Starting Deposit
  • 36 Month - 0.40% APY*
    $500 Minimum Starting Deposit
  • 48 Month - 0.45% APY*
    $500 Minimum Starting Deposit
  • 60 Month - 0.60% APY*
    $500 Minimum Starting Deposit

*APY - Annual Percentage Yield assumes interest is compounded annually on all accounts. Automatically Renewable. Rates subject to change at any time without notice. Penalty for early withdrawal, fees may reduce earnings.

Rates Valid Through 08/13/2020

Personal Checking Rates

Homeowner's Choice

  • $1,000+ Balance
    0.02% Interest Rate / 0.02% APY*

Now Account

  • 0.05% Interest Rate / 0.05% APY*

Prestige Checking

  • $5,000-$29,999.99 Balance
    0.02% Interest Rate / 0.02% APY*
  • $30,000-$74,999.99 Balance
    0.04% Interest Rate / 0.04% APY*
  • $75,000-$99,999.99 Balance
    0.12% Interest Rate / 0.12% APY*
  • $100,000+ Balance
    0.16% Interest Rate / 0.16% APY*

Classic Insured Money Market

  • $2,500-$24,999.99 Balance
    0.02% Interest Rate / 0.02% APY*
  • $25,000-$74,999.99 Balance
    0.06% Interest Rate / 0.06% APY*
  • $75,000-$149,999.99 Balance
    0.16% Interest Rate / 0.16% APY*
  • $150,000+ Balance
    0.19% Interest Rate / 0.19% APY*

* APY – Annual Percentage Yield. Rates subject to change at anytime without notice. Interest on checking accounts compounds monthly.

Personal Savings Rates

Minor Savings

  • 0.05% Interest Rate / 0.05% APY*

Statement Savings

  • $300-$24,999.99 Balance
    0.05% Interest Rate / 0.05% APY*
  • $25,000+ Balance
    0.07% Interest Rate / 0.07% APY*

Christmas Club Savings

  • 0.05% Interest Rate / 0.05% APY**

** APY – Annual Percentage Yield. Rates subject to change at anytime without notice. Interest on Christmas club accounts compounds annually.

Finance Your Dream Home With MyHome at Municipal Bank

Visit Our Mortgage Center