CD / IRA / Deposit Account Rates

Current CD Specials

  • 4 Month - 4.37% APY*
                
    $10,000 Minimum Opening and $500,000 Maximum Deposit          
  • 7 Month - 4.48% APY*
    $10,000 Minimum Opening and $500,000 Maximum Deposit
  • 11 Month - 4.01% APY*
    $5,000 Minimum Opening and $250,000 Maximum Deposit


Standard CD Rates

  • 90 Day- 0.30% APY*
    $2500 Minimum Opening Deposit
  • 6 Month - 0.36% APY*
    $2500 Minimum Opening Deposit
  • 12 Month - 0.40% APY*
    $1000 Minimum Opening Deposit
  • 18 Month - 0.45% APY*
    $1000 Minimum Opening Deposit
  • 24 Month - 0.50% APY*
    $1000 Minimum Opening Deposit
  • 30 Month - 0.53% APY*
    $1000 Minimum Opening Deposit
  • 36 Month - 0.60% APY*
    $1000 Minimum Opening Deposit
  • 48 Month - 0.65% APY*
    $1000 Minimum Opening Deposit
  • 60 Month - 0.75% APY*
    $1000 Minimum Opening Deposit

*Annual Percentage Yield.  All accounts compounded quarterly and automatically renew. Penalty for early withdrawal. Fees may reduce earnings. Not valid for IRA’s.

Rates Valid Through 06/27/2024

Standard IRA Rates

  • 1 Year - 0.15% APY*
    $500 Minimum Opening Deposit
  • 18 Months - 0.20% APY*
    $500 Minimum Opening  Deposit
  • 2 Years- 0.25% APY*
    $500 Minimum Opening  Deposit
  • 30 Months - 0.28% APY*
    $500 Minimum Opening Deposit
  • 3 Years - 0.35% APY*
    $500 Minimum Opening Deposit

*APY - Annual Percentage Yield.  All accounts compounded annually and automatically renew. Penalty for early withdrawal. Fees may reduce earnings.

Rates Valid Through 06/27/2024

Personal Checking Rates

Homeowner's Choice

  • $1,000+ Balance
    0.02% Interest Rate / 0.02% APY*

Now Account

  • 0.03% Interest Rate / 0.03% APY*

Prestige Checking

  • $5,000-$29,999.99 Balance
    0.02% Interest Rate / 0.02% APY*
  • $30,000-$74,999.99 Balance
    0.03% Interest Rate / 0.03% APY*
  • $75,000-$99,999.99 Balance
    0.05% Interest Rate / 0.05% APY*
  • $100,000+ Balance
    0.12% Interest Rate / 0.12% APY*

*APY- Annual Percentage Yield. Rates subject to change at anytime without notice.

Personal Savings Rates

Minor Savings

  • 0.03% Interest Rate / 0.03% APY*

Statement Savings

  • $300-$24,999.99 Balance
    0.03% Interest Rate / 0.03% APY*
  • $25,000+ Balance
    0.04% Interest Rate / 0.04% APY*

24K Savings Account

  • $2,500-$24,999.99 Balance
    0.25% Interest Rate / 0.25% APY*
  • $25,000-$74,999.99 Balance
    0.40% Interest Rate / 0.40% APY*
  • $75,000-$149,999.99 Balance
    0.50% Interest Rate / 0.50% APY*
  • $150,000+ Balance
    0.70% Interest Rate / 0.70% APY*

Christmas Club Savings

  • 0.03% Interest Rate / 0.03% APY**

* APY – Annual Percentage Yield. Rates subject to change at anytime without notice. **Interest on Christmas club accounts compounds annually.

Commercial Account Rates

Commercial Checking Account

An earnings credit will be applied to the account to offset monthly fee. The earnings shall be indexed at a rate of 0.05% and will be computed on the average daily balance.*

Commercial Now Account

  • 0.03% Interest Rate / 0.03% APY*

Commercial Statement Savings

  • $300-$24,999.99 Balance
    0.03% Interest Rate / 0.03% APY*
  • $25,000+ Balance
    0.04% Interest Rate / 0.04% APY*

24K Commercial Savings Account

  • $2,500-$24,999.99 Balance
    0.25% Interest Rate / 0.25% APY*
  • $25,000-$74,999.99 Balance
    0.40% Interest Rate / 0.40% APY*
  • $75,000-$149,999.99 Balance
    0.50% Interest Rate / 0.50% APY*
  • $150,000+ Balance
    0.70% Interest Rate / 0.70% APY*

*APY- Annual Percentage Yield. Rates subject to change at anytime without notice.

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