Personal Savings Accounts

Helping You Save Smarter

Saving money can be hard - Municipal Bank wants to make it easy. Whether planning for the future or life's little bumps, it's never to early to start saving. Setup an automatic transfer from your checking account to grow your account even faster.

To open an account or learn more, stop by any branch.

Personal Savings Account Options

*All savings accounts subject to $50 early close fee if closed within first 6 months.

Personal Savings Rates

Minor Savings

  • 0.05% Interest Rate / 0.05% APY*

Statement Savings

  • $300-$24,999.99 Balance
    0.05% Interest Rate / 0.05% APY*
  • $25,000+ Balance
    0.07% Interest Rate / 0.07% APY*

Superior Savings

  • $10,000-$24,999.99 Balance
    0.02% Interest Rate / 0.02% APY*
  • $25,000-$49,999.99 Balance
    0.06% Interest Rate / 0.06% APY*
  • $50,000-$99,999.99 Balance
    0.14% Interest Rate / 0.14% APY*
  • $100,000+ Balance
    0.18% Interest Rate / 0.18% APY*

* APY – Annual Percentage Yield. Rates subject to change at anytime without notice. Interest on savings accounts compounds quarterly.

Christmas Club Savings

  • 0.05% Interest Rate / 0.05% APY**

** APY – Annual Percentage Yield. Rates subject to change at anytime without notice. Interest on Christmas club accounts compounds annually.

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